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Gratuity Calculator

Calculate your gratuity as per the Payment of Gratuity Act, 1972. Enter your last drawn salary and years of service to see the amount instantly, with the ₹20 lakh cap and eligibility applied.

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How gratuity is calculated

Gratuity is a lump sum an employer pays a worker for long service. Under the Payment of Gratuity Act, 1972, it is calculated on your last drawn salary and the number of years you have worked, using a fixed formula.

Gratuity = (Last drawn salary × 15 × Years of service) ÷ 26
Last drawn salaryBasic pay plus dearness allowance (DA) for your final month.
15 daysThe Act pays 15 days of wages for each completed year of service.
26 daysA month is treated as 26 working days, so daily wage = salary ÷ 26.
RoundingIf the final year is 6 months or more, it counts as a full year.

Gratuity is payable after 5 years of continuous service with the same employer, and is tax-exempt up to ₹20,00,000. On death or disablement, the 5-year rule does not apply.

Frequently asked questions

What is the formula to calculate gratuity?

Gratuity = (last drawn salary × 15 × years of service) ÷ 26, where last drawn salary is basic pay plus dearness allowance and 26 is the number of working days in a month.

After how many years is gratuity payable?

After 5 years of continuous service with the same employer. It is also paid on death or disablement, where the 5-year rule does not apply.

What is the maximum gratuity amount?

The maximum tax-exempt gratuity is ₹20,00,000 (₹20 lakh) under the current rules.

How are months of service rounded?

If the final year of service is 6 months or more, it rounds up to a full year. Less than 6 months is ignored.

Is gratuity the same for contract workers?

Yes. Contract and manpower-supplied workers are entitled to gratuity on the same terms once they complete 5 years. For contractors managing hundreds of workers, ZeniaHR tracks eligibility and computes gratuity automatically.

Running gratuity for a whole workforce?

ZeniaHR tracks service, eligibility and final settlement for thousands of contract workers across sites, and computes gratuity, PF, ESI and bonus automatically each month. Built only for manpower and staffing companies.

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This calculator is a guide based on the standard Payment of Gratuity Act formula and does not constitute legal or financial advice. Actual gratuity may vary with your establishment's rules and applicable notifications.