Turn your CTC into monthly take-home pay. Enter your package to see gross salary, PF, professional tax and income tax under the new regime, and your final in-hand salary, instantly.
Your CTC is the total cost to the company, so it includes money you never see in cash, like the employer's PF and gratuity. Take-home salary is what is left after those and your own deductions.
This is a CTC calculator and a take-home salary calculator in one: change the basic percentage to match your offer letter and the numbers update instantly.
In-hand salary is CTC minus employer PF and gratuity (which gives gross salary), minus your own PF contribution, professional tax and income tax. The result divided by 12 is your monthly take-home.
CTC is the total cost to the company, including the employer's PF and gratuity. Take-home is what actually reaches your bank after those employer costs, your PF, professional tax and income tax are removed.
The new tax regime for FY 2025-26, with a ₹75,000 standard deduction and full rebate on taxable income up to ₹12,00,000. It is an estimate; your actual tax depends on your regime choice and other income.
No. Professional tax is a state levy and varies. Many states charge up to ₹2,500 a year and some do not levy it at all. Change the amount in the calculator to match your state.
Yes. ZeniaHR runs gross-to-net for thousands of workers each month, applying PF, ESI, PT and income tax automatically, and generates payslips and the bank advice file. Built only for manpower and staffing companies.
ZeniaHR turns attendance into gross-to-net pay for your whole workforce, with PF, ESI, PT and payslips handled automatically. Built only for manpower and staffing companies.
This calculator is a simplified estimate using the new tax regime (FY 2025-26), a ₹75,000 standard deduction and a standard PF and gratuity structure. It does not account for HRA and other old-regime exemptions, variable pay, or other income, and is not tax or financial advice. Confirm your figures with your employer or a tax professional.