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HR glossary

What is VRS? Voluntary Retirement Scheme Meaning

A voluntary retirement scheme (VRS) is an offer by an employer that lets eligible employees retire before the normal retirement age in exchange for a financial package. It is used to reduce headcount without forced exits. Employees choose whether to apply, and the employer decides whether to accept each application.

How a VRS works

The company announces a scheme with an opening and closing date, eligibility conditions such as a minimum age or years of service, and a formula for the ex gratia amount, often a number of days' or months' salary for each completed year of service, capped at the salary for the remaining months to retirement. Employees apply within the window. The company reviews the applications and may reject some to retain critical skills. Accepted employees retire on a set date and receive the VRS amount along with their regular retirement dues.

What a VRS package usually includes

Tax treatment of VRS payouts comes with specific conditions, so have a tax adviser review the scheme before launch. Give every employee who opts in a written statement showing each component and the date it will be paid.

VRS vs retrenchment

The difference is choice. In a VRS, the employee decides to leave and accepts the package, which is what separates it from retrenchment, where the employer ends the employment and must meet notice and compensation rules. Many companies choose a VRS because it avoids forced exits and disputes, but it carries a risk: the people keenest to accept are often those with strong outside options. Protect critical roles by reserving the right to reject applications.

Example: In February 2026, a Solapur textile mill offered a VRS to employees aged 50 or more with at least 15 years of service. The scheme paid 60 days' salary for each completed year of service, capped at the salary for the remaining months to retirement. Sunil Joshi, aged 55 with 28 years of service, applied, was accepted, and retired on 31 March 2026 with his VRS amount, gratuity and leave encashment.

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Frequently asked questions

Who is eligible for VRS?

Eligibility is set by each employer's scheme, not by one rule for all companies. Schemes usually require a minimum age, such as 40 or 50, or a minimum number of years of service, and may exclude certain roles or employees facing disciplinary action. Read the scheme document for the eligibility conditions, the application window and the payout formula.

Can the company reject a VRS application?

Yes. A VRS is an offer, and the employer usually reserves the right to accept or reject each application, often to retain people with critical skills. The scheme document should say this clearly and explain how decisions will be communicated. An employee whose application is rejected continues in service on the existing terms.