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Finance and Accounts · Mid level

Finance Officer job description

A Finance Officer keeps a unit's money matters running: banking, fund flow, payments and compliance coordination. They manage day to day cash and bank work, track fund needs and make sure filings and payments happen on time at the branch or unit. The role reports to the Finance Manager. A good Finance Officer keeps the unit's cash under control, payments clean and compliance on schedule, and gives the manager an accurate picture of the unit's finances.

DetailFor this role
DepartmentFinance and Accounts
LevelMid level
Reports toFinance Manager
Direct reportsNone
Experience2 to 5 years in finance or accounts

Finance Officer job description template

Copy this job description, replace the text in square brackets and post it on your careers page or a job portal.

Job title: Finance Officer

Department: Finance and Accounts

Reports to: Finance Manager

Location: [City], [office, branch or site]

About the role

A Finance Officer keeps a unit's money matters running: banking, fund flow, payments and compliance coordination. They manage day to day cash and bank work, track fund needs and make sure filings and payments happen on time at the branch or unit. The role reports to the Finance Manager. A good Finance Officer keeps the unit's cash under control, payments clean and compliance on schedule, and gives the manager an accurate picture of the unit's finances.

Key responsibilities

  • Manage day to day banking, deposits, transfers and cash for the unit.
  • Track the unit's fund position and flag shortfalls to the manager.
  • Process approved payments to vendors, staff and statutory bodies on time.
  • Coordinate GST, TDS, PF and ESI payments and filing inputs for the unit.
  • Maintain the cash book and petty cash and reconcile them regularly.
  • Support the monthly close with unit level schedules and data.
  • Keep records for audits and provide unit information when asked.
  • Handle bank correspondence and resolve routine banking issues for the unit.
  • Monitor advances and reimbursements and clear them on time.
  • Report the unit's cash and payment status to the Finance Manager.

Requirements

  • B.Com or M.Com
  • Knowledge of banking and statutory payments
  • Accounting software skills
  • 2 to 5 years in finance or accounts

KRAs and KPIs for a Finance Officer

Key result areas for the appraisal form, each with a KPI you can measure every month or quarter.

Key result areaHow to measure it
Cash controlCash and petty cash reconciled with no unexplained shortfall each month
Payment timelinessApproved payments made within terms with no avoidable delay
ComplianceStatutory payment and filing inputs ready before due dates every month
Fund visibilityUnit fund position reported accurately to the manager each week
Audit readinessUnit records kept complete and available for audit on request

Skills and tools

Banking operationsCash and fund managementPayments processingCompliance coordinationReconciliationMS ExcelAccounting softwareReliabilityCoordination

Tools used day to day: Tally Prime, Bank portals, MS Excel, GST portal, Payment gateways.

Reporting line and career path

Finance ManagerFinance Officer

Interview questions for a Finance Officer

  1. How do you keep track of the unit's fund position?
  2. How do you make sure statutory payments are never late?
  3. How do you handle petty cash and keep it clean?
  4. What do you check before releasing a vendor payment?
  5. How do you resolve a bank issue that blocks a payment?
  6. How do you keep unit records ready for audit?

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Frequently asked questions

What does a Finance Officer do?

A Finance Officer keeps a unit's money matters running: banking, fund flow, payments and compliance coordination. They manage cash and bank work, track fund needs, process payments on time and keep GST, TDS, PF and ESI inputs on schedule. They report to the Finance Manager and keep the unit's finances in order.

What is the difference between a Finance Officer and a Finance Executive?

A Finance Executive often focuses on accounting entries, MIS and reconciliations. A Finance Officer leans towards banking, cash, payments and compliance coordination for a unit or branch. Titles vary by company, but the officer role tends to be closer to fund flow and statutory payments.

What qualifications does a Finance Officer need?

Most Finance Officer roles ask for a B.Com or M.Com with knowledge of banking and statutory payments and comfort with an accounting system. Two to five years in finance or accounts is usual, along with reliability in handling cash, payments and compliance without missing deadlines.